Park Home

For property used as Main Home of the insured in the UK

Our knowledge and experience of park homes has enabled us to design a policy for residential park homes that includes, as standard, all the aspects of a high quality insurance policy whilst meeting the specialist requirements unique to this non-standard style of home.

We have a growing number of optional additions to insure every aspect of your park home lifestyle. We don’t use call centres or automated answering services so you can contact our expert staff directly to build a policy that meets your needs and includes all or some of the Policy Features. A bespoke policy is just a click away.

Park Home Policy Features
  • Comprehensive Insurance providing accidental damage – including; fire, smoke, theft/attempted theft, storm or flood, subsidence, breakage of TV & radio aerials, satellite dish etc
  • Reinstatement/new for old cover on buildings & contents including decking, hot tubs etc
  • £250 freezer & refrigerator contents cover
  • Alternative accommodation and/or loss of rent
  • Clearing and re-siting costs
  • Replacement locks & keys
  • Loss of metered water and domestic heating oil
  • Up to £5 Million 3rd party liability cover
  • £50,000 legal expenses including identity theft cover
  • Contents in fixed storage chests or sheds
  • Property temporarily removed from your home
  • Property in the open
  • Garden Cover
  • Wedding Gift and Christmas Gift Cover
  • Jury Service
  • Unrecovered Court Awards Cover
  • £50 policy excess
  • Home entertainment equipment
  • Glass, mirrors & sanitary fixtures
  • Accidental damage to underground service pipes and cables
  • Optional extras can include cover for sailboards, paddleboards, surfboards, pedal cycles, wheelchairs and mobility scooters

We can provide a wide range of options for you to choose from including:

  • Full accidental damage cover for buildings and contents
  • Legal expenses (which includes cover for disputes between park home owners and park operators)
  • Personal possessions, money and credit cards away from home,
  • Pedal cycles (up to £200 per cycle automatically included in contents)
  • Wheelchairs/scooters
  • Sports equipment
  • Freezer and refrigerator contents (£250 cover automatically included)
  • Additional cover included: Key/Lock Cover, Temporary Accommodation, Wedding/Christmas Gift Cover and more.

Cover options include 24/7 emergency helplines to protect you and your home against the unexpected, by connecting you with skilled tradesman in the event of a home emergency. When away from home, Property Protect and Family Connect can provide a vital, timely link between you or your family members and the emergency services.

If you’ve already received a quote and wish to apply for insurance please complete the Park Home Proposal Form.

Useful links

Policy Summary |
Policy Wording |

Application Form |
Download Application Form |

Government flood guidance |

Enquiry